Quick Answer
The honest euro verdict first
Before you tap “upgrade”: most people in the Eurozone should stay on the free Standard plan. I’ll argue you out of paying before I argue you into it — Revolut’s free tier already does the expensive part (real exchange rate, no foreign fees), and the paid tiers only earn their keep once you outgrow its limits. Here’s every plan in euro, with the test for when paying actually makes sense.
Revolut plans in euro compared
| Plan | Price (EUR) | Key upgrade | Worth it for |
|---|---|---|---|
| Standard | Free | Real rate, no FX fee (to limits) | Most occasional travelers |
| Plus | ~€3.99/mo | Minor extras, some protection | Few — usually skip |
| Premium | ~€9.99/mo | Unlimited FX, insurance, virtual cards | Frequent travelers past free limits |
| Metal | ~€16.99/mo | Cashback, lounge access | Heavy spenders only |
| Ultra | ~€55/mo | Unlimited lounges, top cashback | Very rarely |
Prices change — confirm in the app.
The honest upgrade test
Run your last 12 months. Did you exchange more than ~€1,000/month, withdraw cash often, or pay for separate travel insurance? A “yes” to any one and Premium (~€120/year) pays for itself. Three “no"s and the free plan is the smarter choice — don’t pay to lift limits you never reach. Eyeing Metal ? Its cashback rarely beats €15–20/month, so only the metal-card lovers and heavy spenders should bother.
Why even the free plan matters for travel
On a €2,000 trip, the real interbank rate saves €30–60 versus a typical card’s 1.5–3% foreign markup. Add real-rate ATM withdrawals and fraud-proof disposable cards, and the free plan covers the costly part for nothing. Full walkthrough in the Revolut review , and how it teams with a points card in Amex vs Revolut . See every plan and points card side by side in our credit cards guide .
Frequently Asked Questions
How much do Revolut plans cost in euro?
Roughly: Standard is free, Plus around €3.99/month, Premium around €9.99/month, Metal around €16.99/month, and Ultra around €55/month. Confirm current prices in the app, as Revolut adjusts them and runs promotions.
Is the free Revolut plan enough in the Eurozone?
For most occasional travelers, yes. The free Standard plan gives the real exchange rate with no foreign transaction fee up to around €1,000/month, plus roughly €200/month in fee-free ATM withdrawals. You only need a paid plan once you regularly exceed those limits.
Is Revolut Premium worth it in euro?
Only if you hit the free plan’s limits — exchanging more than ~€1,000/month, withdrawing cash often, or wanting the travel insurance. At ~€120/year it pays for itself quickly for frequent travelers, but it’s wasted money if you stay under the free allowances.
Verdict
In euro: stay free unless you genuinely outgrow the limits, then Premium ; Metal only if the cashback truly covers it. Start with the free plan through my link below.